Posted by phExchanger on
November 19, 2009
Break Time

I’ve been trying to fall asleep on my chair using my pillow to block out the light just so I could stop thinking until I got tired trying. I stand up and went out yet it was too hot outside watching the speeding cars on the street. I wonder why there’s no traffic at this time of the day.
There! The questions are there again, like popcorns that keep popping. I don’t even have time to answer the first one before the next train of thought comes. Maybe, our minds are like that of children, a factory of questions. Only, we try to ignore some because we are too busy with our everyday life. If I write down some of the questions, I might have answers in some future time so here are some of them. Maybe, you could help me out.
I miss you.
Do you say you miss a person because you love that person? Or is it the physical intimacy that you’ve previously shared that you miss? If there was no physical intimacy, would you miss her/him?
Please don’t go away.
Is going away one way of saying goodbye? What are we afraid of? Are we afraid that once they’re gone, they might forget us? Or are we afraid of our own self, forgetting what we felt for them and not keeping our promise of staying in love even if we’re far apart.
Meeting.
Why do we want to see each other always? Is it because we love that person and really want to be with them? Or are we afraid that if we don’t meet often, they might find someone else to fall in love with? Or are we afraid of our own self that we might fall out of love and find someone else to fall in love, thus, breaking our promises?
I love you.
Why do we keep reminding the persons we love that we love them and that we miss them? Is it because we are afraid they might forget that we do love them and might find other persons to love more than they loved us? Or are we just reminding ourselves that these are the persons we love and that we must not forget that we love them.
Happiness.
How do we measure happiness? Is it by counting the material things we possess, the number of friends we have, the places we’ve traveled, the positions we have? Can we really measure happiness? When can we say we are truly happy with our own lives?
Writing down some thoughts is kind of liberating sometimes and I have not done that much writing on this blog and the other blogs for sometime. I need to find more inspiration from both the outside and the virtual world.
Posted by phExchanger on
April 20, 2009
Blogging Again
At some point, for several times now, I felt there is a need to slow down with my online activities and focus on some more important matters. It is also a way to test whether I can still survive without being online and so I did. But after awhile, I miss the excitement of being connected with other people who share the same interests especially when it comes to online activities, whether it pertains to earning online, gaming or of being connected with the world. So, here I am again.
Blogging will now be one of my breather after (or during?) regular office hours and playing online and bantering with the kids when at home:)
Posted by phExchanger on
February 18, 2009
Funny, Amazing Photos 1- Only In China
Everytime I receive these funny pictures, I can’t help but smile and you may also. So I thought, it might be worthwhile to post them and bring a smile to blog readers.
The first part are funny pictures from China. Check them below.
















Posted by phExchanger on
December 25, 2008
Winter Time
Red orange leaves of the trees
Blown by the wind, now scattered on the ground
Beautiful scenery of snow covered mountain
Seen only on winter time.
Softly falling raindrops
Even when the sun is peeking over the mountain
I dreams of these
Every winter time comes
Merry Christmas everyone
May you and your family have a blessed Christmas season
and a prosperous New Year ahaed
Posted by phExchanger on
December 19, 2008
Expiring EON UnionBank VISA Card
It’s been about 3 years since I started using EON card for my online accounts and transactions. The expiry date on the card is set this month, December 2008. So as not to have any problems with my transactions, I requested that the card be replaced in time for the renewal. This is what I thought it is supposed to be. Once the EON card expiry date is reached, the EON card will be eventually replaced free of charge.
Unfortunately, I was advised that the I need to pay a replacement fee of P150.00 in addition to the annual/renewal fee of P350.00. I was told that the EON Card is given free of charge when a new account is opened. In my confused mind, what is the difference between a new account wherein a payment of P350.00 is paid and that of requesting a replacement for the expiring ecard when it is about to renew but needs additional payment?
According to the information desk, the date embossed in the ecard is just a protocol. The date is set in anticipation that after 2 to 3 years, the card will be unusable due to wear and tear. So? If the card is unusable and has reached its expiry date, isn’t it supposed to be replaced free of charge?
Again, their answer is no. The bank is charging an additional fee aside from the annual fee because, according to them, the EON account is a zero-maintaining balance. So? Isn’t this the reason why an annual fee of P350.00 is being charge?
Here’s another thing. I was told I can still use the ecard even it is past the expiry date as long as it is still usable. It was even compared to a medicine or food that even if it is past the expiration date, it doesn’t mean it can not be used anymore. Is this supposed to be the advice given to a client? If I am to pay using my expired EON card, and you are the recipient, would you accept the payment?
I also discovered another thing. EON account can not be closed so easily over the counter unless you are again willing to pay. For ordinary savings accounts, the depositor will just go to the bank, withdraw all the money and inform the bank that the account will be closed. For EON account, in order to zero balance your account, you need to pay the over the counter withdrawal fee of P100.00.
To avoid the payment of withdrawal fee, the cashier advised that instead of withdrawing, I would rather deposit an amount just enough for the whole amount to be withdrawn at an ATM machine. When the account does not have any balance, the bank can not charge the annual fee and will eventually close the account.
Every peso counts especially with our current economic situation. If you really need to save, here are some tips to save on your EON fees.
- If the expiry date is met, instead of replacing your ecard, apply for a new account. You will be filling-up application forms and submit requirements again but it will save you P150.00.
- If you need to zero balance your account, do not withdraw over the counter. Transfer the remaining balance to someone’s else account, use it for purchasing goods online or deposit just enough amount for ATM withdrawal. This will save you P100.00
- Since most of us uses EON for Paypal, it will help you also save on Paypal fees if you withdraw Paypal in bulk. This will save you on Paypal fees.

